Many people who ride motorcycles assume that their insurance provides them with full coverage for damages suffered in an accident. However, motorcycles are excluded from requirement to provide personal injury protection (PIP) in Florida. This means that you will need to look for other sources of coverage — such as the insurance of the at-fault driver — to pay for your medical bills and lost wages.
At The Howell Law Firm in Jacksonville and Jacksonville Beach, Florida, our lawyers offer a free initial consultation to meet with you and answer all of your questions about motorcycle insurance, motorcycle repairs, medical bills, lost wages and other motorcycle-car accident issues. We will do this at no charge and with no obligation to hire us.
Will the At-Fault Driver Pay for My Medical Bills?
The insurance company of the at-fault driver is responsible for paying your medical bills and other damages. However, Florida is a comparative-fault state. This means that your recovery can be reduced by any percentage to which you are at fault.
Many insurance companies take advantage of bias against motorcycle riders to place fault on the motorcyclist. Even if the other driver made a left hand turn in front of you, the driver may claim that you were speeding. For this reason, it’s important to collect and preserve evidence of fault such as statements from witnesses, photographs of skid marks and photographs of vehicle damage.
Even if the driver of the car received a ticket for failure to yield in the accident, that ticket cannot be used as evidence in court. The insurance company may still attempt to reduce their liability by blaming a portion of the accident on you.
Why Call Us?
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Our personal injury lawyers represent accident victims in Jacksonville, Jacksonville Beach, Orange Park, St. Augustine, Ponte Vedra Beach, Atlantic Beach, Green Cove Springs, Neptune Beach, Mandarin, Arlington, Mayport, Fernandina Beach, Callahan, Palatka, Yulee, Duval County, St. Johns County, Clay County and Nassau County on Florida’s First Coast.