The Center for Disease Control (CDC) has released a report showing that pedestrian accidents account for over 700,000 injuries and nearly 4,500 deaths around the United States each year. Injuries associated with these accidents are often catastrophic since the pedestrian does not have the physical protection of a vehicle when they are struck. These injuries often require extensive medical treatment and prolonged therapies for the victim to recover.
The Most Common Reasons For A Pedestrian Involved Accident
While there are many reasons that this type of accident can occur, the most common reasons for pedestrian accidents include:
• Driver failing to stop before making a turn
• Driver exceeding speed limit and unable to stop for pedestrian
• Distracted driving and not seeing the pedestrian
• Driving under the influence
• Making U-turns, either legal or illegal
• Pedestrian negligence – such as failing to use crosswalks
Of course, there can be other conditions, such as weather and road conditions that lead to these types of accidents.
Who Pays For A Pedestrian Related Accident?
Insurance coverage for a pedestrian event usually falls under the Personal Injury Protection (PIP) portion of your insurance plan. However, other portions of your insurance policy may apply to the event. In most cases, the insurance coverage only provides for up to $10,000 in coverage for the injured party.
Medical bills can quickly surpass the insurance coverage limit, especially if there is extended therapy necessary for the victim to make a recovery. Additional financial losses, such as missed time from work, are also a burden on the victim. Because these bills are not covered as part of the PIP policy, the victim will have to file a lawsuit for compensation for their financial losses.
It is important to speak with an attorney about your rights to seek compensation when you are a victim of a pedestrian accident. Your attorney can work on your behalf and seek the compensation you deserve for your medical bills and financial losses.