Victims of a pedestrian accident often find themselves facing large medical bills and loss of income from their injuries. People who are hit by a motor vehicle while walking, skating, jogging, bicycling or any other pedestrian style activity do not have the same physical protections from injuries that those in the vehicle enjoy. Victims often sustain multiple injuries that require extensive care.
Paying for all of this medical coverage should not be the burden of the pedestrian. The driver of the vehicle should be held responsible for their negligent actions and should cover all of the financial losses. Sadly, many drivers are uninsured or underinsured which can lead to problems for the victim and their expenses.
Collecting Under PIP Insurance
State law requires that every adult who operates a vehicle in the state of Florida cover a Personal Injury Protection (PIP) policy on their vehicle. This policy extends to everyone who lives under the roof of the policy holder and also extends to injuries that occur to pedestrians when they are hit by another vehicle.
Your Jacksonville personal injury lawyer will look to your PIP policy for help covering your expenses. Since Florida is a No Fault state, it does not matter that you were not at fault for the event, the policy still must cover a portion of your losses.
Victims of a pedestrian accident can seek medical coverage up to the policy limit under Florida law. Your Jacksonville personal injury lawyer can also seek disability benefits under the policy for the loss of your income. State law and policy limits allow the insurer to pay up to 60 percent of your lost income while you are recovering from an accident.
If you are a victim of a pedestrian accident you should seek legal representations from a Jacksonville personal injury attorney as soon as possible to protect your rights. Your attorney will manage your request for compensation by seeking payment from all responsible parties,, including your own insurance provider if necessary.