Determining which driver is at fault in an accident is crucial to any claim for compensation. Even in states that are considered no-fault states, the fault for the accident must be established. The main reason for determining fault is to see who is responsible for paying for the damages caused by the accident.
Fault Cannot Be Assumed
Even in a rear- end collision, the actual fault must be established. It cannot be assumed that one party is responsible just because of the way the accident occurred. There can be many different things that took place to cause the accident to happen.
Your insurance policy will only cover damages and medical costs to the limits of your policy. If you are like most people, the limits on your policy are very low because that helps you keep your payments affordable. However, when an accident occurs, someone has to be responsible for the remaining costs associated with the accident and any future losses the injury victim may incur.
This is why your Jacksonville accident lawyer will work diligently to establish fault, even in a rear- end collision so that the right party is responsible for the costs associated with the accident. Your lawyer will use the following tools to establish who is at fault:
- The police report
- The weather and time of day
- Traffic reports
- Testimony of those involved in accident
- Testimony of witnesses
- Photos of accident and area around accident
- Photos of the damage
- Medical records to assess how injuries occurred
Your Jacksonville accident lawyer may also call in experts who recreate the accident to determine what events took place to lead to the final event.
In the end, it is important that the responsible party is held accountable for their actions. Expenses for any accident can be very high and it is only fair that the right insurance company cover these costs.