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  • Is it complicated to have a case?

    GETTING THE MONEY YOU DESERVE FOR YOUR INJURY CAN BE A SIMPLE PROCESS The insurance company also won’t explain that being represented by an attorney can actually make the handling of your case simpler and easier for you. Some people think that getting an attorney might complicate matters or make things more difficult. Actually, it…

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  • I have an attorney, can I get a second opinion?

    YOU CAN GET FREE INFORMATION AND EVEN A FREE SECOND OPINION ABOUT YOUR ACCIDENT Because the insurance company wants to pay you as little as they can get away with, they don’t want you to have the assistance of an attorney, so they will not tell you how easy it is to speak with an…

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  • How Do I choose a doctor?

    YOU NEED A FINAL RATING REPORT FROM A DOCTOR The insurance company won’t tell you that you will not receive full compensation for your injuries unless a doctor does a written final evaluation report and “rating” for your injury, in accordance with criteria set forth by the American Medical Association. This written report answers a…

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  • Should I get follow up medical care?

    IT IS IMPORTANT TO SEE A DOCTOR AND YOU DO NOT HAVE TO PAY FOR IT OUT OF YOUR OWN POCKET Another thing the insurance companies won’t tell you about is that if you are not seeing a doctor after your accident, the insurance company won’t say anything at first because they don’t really want…

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  • Should I sign insurance company papers?

    THE INSURANCE COMPANY WILL ASK YOU TO SIGN PAPERS GIVING UP YOUR RIGHTS If you do not have an attorney representing you, the insurance company will ask you directly to sign documents, without explaining to you all the consequences of those documents. One thing they will ask you to sign will be an authorization for…

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  • Do I need an attorney?

    HOW TO GET THE MONEY YOU DESERVE The insurance companies won’t tell you that even their own research proves that people who are represented by attorneys end up with almost three and one-half times more money than people who try to settle with the insurance company on their own. The Insurance Research Council, a research…

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  • Should I talk to the insurance adjuster?

    THE INSURANCE COMPANY WILL ASK YOU TO SIGN PAPERS GIVING UP YOUR RIGHTS The insurance company won’t tell you that when someone else hits you, even if all you end up with is neck or back soreness or stiffness, and even if it’s only when you overdo it that you have continuing pain or soreness,…

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  • Do I have a case?

    YOU DO NOT NEED A MAJOR INJURY TO RECEIVE A MONEY SETTLEMENT The insurance company won’t tell you that when someone else hits you, even if all you end up with is neck or back soreness or stiffness, and even if it’s only when you overdo it that you have continuing pain or soreness, you…

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  • Who pays medical bills?

    IT IS IMPORTANT TO SEE A DOCTOR AND YOU DO NOT HAVE TO PAY FOR IT OUT OF YOUR OWN POCKET Another thing the insurance companies won’t tell you about is that if you are not seeing a doctor after your accident, the insurance company won’t say anything at first because they don’t really want…

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  • Car Repairs, Total Losses and Rentals

    GETTING WHAT YOU DESERVE FOR YOUR DAMAGED VEHICLE – REPAIRS, TOTAL LOSSES. RENTALS Regarding payment for your car, the insurance company will often suggest you take the car to a specific shop that they like to use. You actually have the right to have your car repaired at any place you want, including the dealer.…

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  • A Billion-Dollar Question: Will Florida Take Away PIP Coverage?

    A Billion-Dollar Question: Will Florida Take Away PIP Coverage?   One billion dollars. While it might sound like a Dr. Evil quote from one of the “Austin Powers” movies, it represents a real problem in Florida. Consumers are negatively affected by an estimated $1 billion per year in personal injury protection insurance fraud, according to…

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  • How Can This Be True?

    How Can This Be True? The leader of an organization is supposed to motivate members to do the important work called for in their mission statement. Working to explore, enjoy, and protect our planet should not be a cynical or depressing exercise. “Grieving Greenies” turn off more people out in the real world than they…

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  • Children & the Night Sky

    Children & the Night Sky After Sierra’s general meeting program the other night Andy, Jimmy, my 10-year-old friend Jack, and I were standing in the parking lot, gazing up at the sky, looking at the rare configuration of five planets all in the west. Jack and Andy were trying to figure out which one was…

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  • Christie Whitman’s Dreams

    Christie Whitman’s Dreams   Christie Todd Whitman is the Administrator of the Environmental Protection Agency (EPA). During her tenure as Governor of New Jersey she had, according to the Sierra Club, a fairly good record on environmental issues. When Gale Norton was nominated by President Bush for Secretary of the Interior the environmental community was…

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  • A Shocking Reality Now Publicized

    A Shocking Reality Now Publicized   We at the Sierra Club are very pleased when other environmental organizations take a lead role in protecting our natural world. The Riverkeeper, a fairly new presence in Northeast Florida, is now stepping up to the task of this daunting job and we at Sierra want to publicize their…

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  • Senator Jim King’s Intent

    Senator Jim King’s Intent   Many of us in the Sierra Club have been working hard to oppose a bill Senator Jim King of Jacksonville has proposed in the Florida Senate. You may have heard Janet Stanko talk about it at our general meetings. I have been trying for months to have a meeting with…

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  • A New Mythology?

    From the Chair: A New Mythology? If you will think of ourselves as coming out of the earth, rather than having been thrown in here from somewhere else, you see that we are the Earth, we are the consciousness of the earth. These are the eyes of the earth. And this is the voice of…

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  • The world is a messy place

    From the Chair: The world is a messy place “When despair for the world grows in me and I wake in the night at the least sound in fear of what my life and my children’s lives may be, I go and lie down where the wood drake rests in his beauty on the waters,…

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  • Beauty as well as Bread

    From the Chair: Beauty as well as Bread John Muir wrote that humanity “needs beauty as well as bread.” Especially given the events of the recent past it is helpful to contemplate the beauty of the world. In that spirit I offer this wonderful poem by Joy Harjo, a contemporary Native American poet, born and…

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  • 85 2nd Street

    From the Chair: 85 2nd Street’ It is located at the corner of 2nd Street and Mission in a busy section of downtown San Francisco. There was no sign out front – nothing to indicate this was a special place, 85 2nd Street. Even inside the building, at the ground floor security guard area, there…

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  • “Pass It On”

    From the Chair: “Pass It On” This past weekend I flew into Jacksonville. Having left from North Carolina, the pilot skirted the coastline southward. Sitting on the left side of the aisle, my heart quickened as we came up over Cumberland Island – I was scrunched down to peer out the little plastic window as…

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  • New Cabinet Position

    From the Chair: New Cabinet Position Secretary for the Seventh Generation yet to come President Bush revealed his 163-page energy plan in mid-May. The glossy package was replete with photos of mountain peaks, forests, and so on. House Democratic Leader, Richard Gephardt, remarked that the plan looked like the Exxon Mobil annual report (Gephardt was…

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  • From the Chair:

    To Explore, Enjoy and Protect the Earth See the sun rise or set if possible each day. Let that be your pill. – Thoreau   As members of the Sierra Club our official charge is to “explore, enjoy, and protect the earth.” In just the past eleven days I have been to Sierra general meetings…

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  • From the Chair: Home

    From the Chair: Home. Northeast Florida. The Lower Basin of the St. Johns River. Our very own bioregion. This is where we live, love, work, and have our being. We are bonded to the land here, of this area we have a sense of place. Recently, at the Earth Kinship Conference held at UNF*, author…

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10 Important Things The Insurance Company Won’t Tell You

Find Out What They Are!